Articles and Tips

A Practical Approach to Debt Management series Understanding debt as only a ‘symptom’ and that the root problem is something else By P Raju, AKPK Melaka As stated in my previous article, A Practical Approach to Debt... Continue Reading

by Mr P Raju, AKPK Melaka Borrowing money means getting into debt. There are many ways to land oneself in the clutch of debt – credit cards, hire purchase of cars, personal loans, mortgages, student loans, and the lis... Continue Reading

It is the time of the year for celebrations and soon, a brand new school year will begin. This is a crucial time where parents concern themselves with their children’s back-to-school supplies, particularly when children and ... Continue Reading

Contributed by Mr Gunasegaran Munusamy of AKPK   Having a loan, credit card or an investment necessitates interest. Whether one pays or receives it, it is wise to be aware of the existence of effective interest rate (EIR)... Continue Reading

Did you know, numerous studies have shown that money is the source of many married couples’ arguments? When husband and wife are not on the same page as far as family finances go, other difficulties inevitably arise. As fin... Continue Reading

Planning your financial commitments after your studying years The excitement of receiving your first pay cheque on your first job is a normal occurrence for those who have graduated from educational institutions to offices. Once ... Continue Reading

“Shopaholics and poor management of personal finances - these best describe a good number of Malaysian consumers. On average, 41 are declared bankrupt every day, mostly due to credit card debts, while every weekend, about fi... Continue Reading