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A Practical Approach to Debt Management series - debt management strategies By P Raju, AKPK Melaka In the last article of A Practical Approach to Debt Management series, we discussed Opt for Cash Instead of Credit. In this arti... Continue Reading

A Practical Approach to Debt Management series - debt management strategies By P Raju, AKPK Melaka In the last article of A Practical Approach to Debt Management series, we discussed understanding debt as only a ‘symptom... Continue Reading

A Practical Approach to Debt Management series Understanding debt as only a ‘symptom’ and that the root problem is something else By P Raju, AKPK Melaka As stated in my previous article, A Practical Approach to Debt... Continue Reading

by Mr P Raju, AKPK Melaka Borrowing money means getting into debt. There are many ways to land oneself in the clutch of debt – credit cards, hire purchase of cars, personal loans, mortgages, student loans, and the lis... Continue Reading

Did you know, numerous studies have shown that money is the source of many married couples’ arguments? When husband and wife are not on the same page as far as family finances go, other difficulties inevitably arise. As fin... Continue Reading

Have you ever wondered how a bank loan or a credit card gets approved or rejected? It’s always good to know what or how CCRIS — the Central Credit Reference Information System — functions in the rating of our cre... Continue Reading

Financial institutions may requireguarantees from prospective borrowers to enhance the borrower’s credit standing and enable them to obtain financing.   ... Continue Reading