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Featured Articles

Wisen Up Your Finances for the Festive Season

As we approach Ramadhan and eventually Hari Raya (as well as the other festive seasons at the end of the year) many of us would be busy preparing for the much-awaited season. In fa...

Setting a Budget

After having understood your relationship with money last week, let us now put in place a simple yet effective money plan, or better known within the financial circle as a Budget. ...

Your Relationship with Money

“I’m living so far beyond my income that we may almost be said to be living apart.” - e.e. cummings Very seldom do we hear of people asking us, “How is you...

Articles and Tips

Life After School

Posted on October 18, 2011 | Young Adult
Planning your financial commitments after your studying years The excitement of receiving your first pay cheque on your first job is a normal occurrence for those who have graduated from educational institutions to offices. Once ... Continue Reading
“Shopaholics and poor management of personal finances - these best describe a good number of Malaysian consumers. On average, 41 are declared bankrupt every day, mostly due to credit card debts, while every weekend, about fi... Continue Reading

A Better Take on Festive Spending

Posted on September 21, 2011 | Budgeting
The Hari Raya celebrations this year was wonderful. Aside from meeting all my relatives and old friends during our festive visits,  I had this fantastic peace of mind when it came to my finances. It was a far cry from what ... Continue Reading

Demystifying CCRIS

Posted on September 21, 2011 | Others
Have you ever wondered how a bank loan or a credit card gets approved or rejected? It’s always good to know what or how CCRIS — the Central Credit Reference Information System — functions in the rating of our cre... Continue Reading

Hire Purchase Loan

Posted on August 03, 2011 | Hire Purchase
Understanding the Statutory Rebate on Terms Charges (Hire Purchase Act 1967) By Mr Gunasegaran (AKPK Kuala Lumpur) It is impossible for the hirer of a hire purchase loan to check the amount of statutory rebate he is entitled to ... Continue Reading

Hire Purchase

Posted on August 03, 2011 | Hire Purchase
At some point in our lives we would want to purchase big-ticket items, particularly a car for our convenience. Not everyone can afford to purchase such items with a one-off full payment. Therefore, we may resort to undertaking a h... Continue Reading
As we approach Ramadhan and eventually Hari Raya (as well as the other festive seasons at the end of the year) many of us would be busy preparing for the much-awaited season. In fact, this is the season where we tend to overspend.... Continue Reading