Housing Loan Calculator

Housing loan calculators are used to help potential house buyers determine how much they can afford to borrow to purchase a property.

Purchase Price

The contractually agreed upon price for a property, before credits, adjustments, or concessions.

Down Payment

A partial payment made at the time of purchase, of which the balance is to be paid later.

Interest Rate (%)

The percent charged, or paid, for the use of money.

Loan Period (Years)

Loan Amount

The actual amount of money to be borrowed after deducting the down payment from the purchase price.

Total Interest

The total amount of interest to be paid on the loan.

Total Payment

The total loan amount and total interest amount to be paid for the house.

Monthly Payment

The amount to be paid monthly for a duration of years until the loan is cleared.

Hire Purchase Calculator

Hire purchase (HP) financing is one of the most common ways for people to buy private vehicles. If you take on HP financing, you become the hirer while the financier financing the vehicle is the owner. As the hirer, you will have to pay instalments to the financier based on an agreed duration while you will have possession of the vehicle. When all instalments are paid up, ownership is then transferred to you, the hirer.

Purchase Price

Down Payment

Loan Amount

The amount of financing borrowed, usually after deducting the down payment from the purchase price of the asset.

Interest Rate (%)

Loan Period (Years)

Total Interest

Total Payment

The total loan amount and total interest amount to be paid for the hire purchase.

Monthly Payment

Credit Card Calculator

The following Credit Card Calculator provides 2 different ways to calculate the time and total interest needed settle your debt.

Step 1 - Opening Balance and Interest Rate

Your account balance: Annual Interest Rate:

Step 2 - Pay Only Minimum Monthly Payment

Pay only the minimum amount stated on your statement each month. Please refer to your credit card terms and condition.

Minimum % Payment Allowed: Minimum RM Payment Allowed:

RM50 is the minimum amount you need to pay by default

Time to Pay Off Using Minimum Payment

The time and interest needed to pay off the amount by paying only the required monthly minimum amount.

Years: Months: Interest Paid: First Month's minimum payment:

Optional - Pay Fixed Amount Monthly

Same payment each month, at or higher than first month's minimum payment.

Fixed Payment:

Time to Pay Off Using Fixed Payment

The time and interest needed to pay off the amount by paying a fixed amount monthly

Years: Months: Interest Paid:

Net Worth Calculator

Measure your financial wellbeing by calculating your total assets minus your total liabilities.

Assets

Cash Assets

Savings Account Current Account Fixed Deposit Life Insurance Others

Investment Assets

Stocks & Shares Bonds Unit Trust Others

Long Term Assets

EPF Account Landed Properties Cars Jewelleries Collectible Others

Liabilities

Short Term Liabilities

Credit Card Bills Personal Overdrafts Short Term Borrowings Income Tax Payable Others

Long Term Liabilities

Housing Loan(s) Investment Properties Hire Purchase Outstanding Family/Personal Loans Education Loans Others

Result

Total Assets Total Liabilities Net Worth

Download To Your Desktop