AKPK LOGO

Make Prudent Financial Management A Way Of Life

Home

Our Services

We offer these financial services to individuals.

AKPK provides financial education materials on the proper use of credit and basic money management as well as tips on how to use credit responsibly.

AKPK offers counselling and advice on managing your finances wisely – from budgeting, money management and credit related issues.

Our counsellors will work with you to develop a personalised debt repayment plan in consultation with your financial service providers.

Our DMP services are offered FREE for individuals.

POST MORATORIUM GUIDE


Three (3) things you need to know for a smooth post moratorium

What to ask your bank on repayment assistance post moratorium

Banks step up efforts to offer loan repayment assistance-that includes targeted moratorium extension and monthly instalment-to borrowers whose income is affected due to COVID-19.

Four (4) questions to ask when visiting your bank for assistance:

  1. How is my loan tenure affected? Is it unchanged or extended? How long a loan tenure could be extended?
  2. Will the overall loan amount be more than the original, or the same?
  3. What should I do if I am still unable to make the repayments after the moratorium ends?
  4. How long does it take for the bank to process my application? What number can I call to follow up?
How AKPK
can help you

AKPK provides holistic assistance if you have loans with multiple banks or are unable to meet your bank's requirements:

  1. Freeze of legal action for peace of mind
  2. Restructuring of loans making repayments affordable
  3. Convenience of making all repayments through a one-stop centre-AKPK
  4. Self-empowerment through counselling and financial education
What you should
be aware of

Note that moratorium extends loan tenure and can make the overall borrowing cost becomes higher. Knowing that moratorium or restructuring only helps temporarily, it is wise to renegotiate a new term to settle loans as early as possible when cash flow has improved.

Individuals and SMEs who have difficulty making loan repayments at any time should immediately contact their respective banks or AKPK
via email or telephone if they are unable to meet due to movement restrictions.

OUR VISION

We want to create a society that is financially savvy.
We want to be recognised as the trusted provider of financial education to adult consumers and continue to promote financial prudence.


OUR MISSION

Make Prudent Financial Management A Way of Life.

10

BRANCHES NATIONWIDE

15

COUNSELLING OFFICES

854246

ATTENDED COUNSELLING

256579

ENROLED INTO DMP

SUBSCRIBE TO OUR NEWSLETTER

In the News

NEWS

Posted at Jan 20, 2021

PERMAI: Moratorium, penguranga...

NEWS

Posted at Jan 20, 2021


Jan 20, 2021 | AstroAwani
Read More

NEWS

Posted at Jan 20, 2021

NEWS

Posted at Jan 20, 2021

AKPK tawar bantuan bayaran bal...

NEWS

Posted at Jan 20, 2021


Jan 20, 2021 | HarianMetroOnline
Read More

NEWS

Posted at Jan 20, 2021

NEWS

Posted at Jan 12, 2021

AKPK tawar bantuan bayar balik...

NEWS

Posted at Jan 12, 2021


Jan 12, 2021 | BeritaHarianOnline
Read More

NEWS

Posted at Jan 12, 2021

NEWS

Posted at Jan 12, 2021

AKPK offers targeted repayment...

NEWS

Posted at Jan 12, 2021


Jan 12, 2021 | TheMalaysianReserve
Read More

NEWS

Posted at Jan 12, 2021

NEWS

Posted at Jan 12, 2021

AKPK offers targeted repayment...

NEWS

Posted at Jan 12, 2021


Jan 12, 2021 | BernamaOnline
Read More

NEWS

Posted at Jan 12, 2021

NEWS

Posted at Nov 10, 2020

AKPK sedia khidmat bantuan PKS...

NEWS

Posted at Nov 10, 2020


Nov 10, 2020 | financialmanagement‬
Read More

NEWS

Posted at Nov 10, 2020

NEWS

Posted at Nov 01, 2020

Saving awareness still lacking

NEWS

Posted at Nov 01, 2020


Nov 01, 2020 | financialmanagement‬
Read More

NEWS

Posted at Nov 01, 2020

NEWS

Posted at Oct 09, 2020

PKS boleh hubungi AKPK jika pe...

NEWS

Posted at Oct 09, 2020


Oct 09, 2020 | financialmanagement‬
Read More

NEWS

Posted at Oct 09, 2020

Latest Articles

  • Posted at  Jan 15, 2021
  • in  

Let’s Do Business...

AKPK Article

Let’s Do Business Budgeting Like a Chess GameDisclaimer: This ...

Continue Reading >

Article

Posted at Jan 15, 2021

AKPK Article
  • Posted at  Jan 08, 2021
  • in  

Bajet awal tahun: 3...

AKPK Article

BAJET AWAL TAHUN: 3 PERKARA YANG MUNGKIN ANDA LUPA NAK LETAKMing...

Continue Reading >

Article

Posted at Jan 08, 2021

AKPK Article
  • Posted at  Oct 08, 2020
  • in  

AKPK Helps to Impro...

AKPK Article

Siti is a single mother of seven children between the ages of tw...

Continue Reading >

Article

Posted at Oct 08, 2020

AKPK Article
  • Posted at  Oct 01, 2020
  • in  

Lavish Weddings Can...

AKPK Article

Lavish Weddings Can Be A KillerFahmi was a lecturer in a local u...

Continue Reading >

Article

Posted at Oct 01, 2020

AKPK Article
  • Posted at  Sep 24, 2020
  • in  

Mengurus Pinjaman P...

AKPK Article

COVID-19 memberi kesan domino ke atas kehidupan rakyat bukan sah...

Continue Reading >

Article

Posted at Sep 24, 2020

AKPK Article
  • Posted at  Sep 17, 2020
  • in  

Retired, Sick and I...

AKPK Article

There is a famous saying, “if we fail to plan, we plan to fail...

Continue Reading >

Article

Posted at Sep 17, 2020

AKPK Article
  • Posted at  Sep 10, 2020
  • in  

“Yang dikejar tak...

AKPK Article

Pejam celik, pejam celik, kita sudah pun memasuki bulan Septembe...

Continue Reading >

Article

Posted at Sep 10, 2020

AKPK Article
  • Posted at  Sep 03, 2020
  • in  

High Pay Does Not G...

AKPK Article

Su Ling was in her mid-30s when she progressed up the ranks fair...

Continue Reading >

Article

Posted at Sep 03, 2020

AKPK Article
AKPK services during the movement control order (MCO) period