Empower yourself and see if our Debt Management Programme is right for you.
Our role is to empower Malaysians with good money management skills so that they can live their lives with manageable debts via our three (3) core services as follows:
AKPK provides programmes and materials on the proper use of credit and basic money management skills as well as tips on how to use credit responsibly.
AKPK provides and assists individuals with an in-depth evaluation of their financial problems and how they can overcome them.
Debt Management Programme
AKPK works with individuals in developing personalised debt repayment plans and consults credit providers to restructure/reschedule loans in line with the customer’s cash flow.
Here is a success story of how DMP has made a difference in a person’s life
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She is a single mother and was unemployed when she came to AKPK. Her husband died from a heart attack in his 40s and left her with three (3) children below the age of 15. Luckily, she was eligible for a pension of RM2,000 per month from her late husband’s social security. However, she was also left with monthly repayment obligations for the home she was living in and a car amounting to RM1,500. The balance of RM500 was obviously not enough for her living expenses with three (3) young children.
She was referred to AKPK by PERKESO on her debt issues. During her consultation with AKPK, it was ascertained that she needed RM1,300 monthly to cover the living expenses. Based on this budget, AKPK had restructured her home loan and car loan monthly repayments to ease her financial burden.
This is only one of the many cases of financially distressed individuals who had no one to turn to for help. AKPK’s Debt Management Programme has helped thousands of individuals like her and made a difference in their lives.
Free your mind with us.