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Posted Feb 17, 2023
39 IPT tawar kursus pengajian pengurusan kewangan peribadi - AKPK
KUALA LUMPUR: Agensi Kaunseling dan Pengurusan Kewangan (AKPK) memaklumkan sebanyak 39 institusi pen...
Read MorePosted Feb 17, 2023
AKPK: Thirty-nine institutions of higher learning offer personal financial management course
KUALA LUMPUR: The Credit Counselling and Debt Management Agency said 39 institutions of higher learn...
Read MorePosted Jan 13, 2023
The Insights | Financial Abuse: Are Our Elderly Protected?
Based on an AKPK survey, 1 out of every 10 elders is exposed to the risk of abuse, and half of them ...
Read MorePosted Dec 30, 2022
We are back at out branch office starting 3 Jan 2023| AKPK Pulau Pinang, AKPK Johor Bahru, AKPK Kuching
Updates as at 30 December 2022. Subject to amendments and further information.
Read MorePosted Dec 30, 2022
We are back at out branch office starting 1 Jan 2023| AKPK Kuala Terengganu
Updates as at 30 December 2022. Subject to amendments and further information.
Read MorePosted Dec 15, 2022
The Insights | Lessons from The Pandemic: Will Consumers' Old Habits Return or Die?
Despite the pandemic-related economic downturn, old habits die hard and consumers are still obsessiv...
Read MorePosted Dec 15, 2022
The Insights | Financial Resilience: Are Our Young Athletes Ready?
Life as a national athlete promises fame and fortune – but sometimes reality falls short of expectat...
Read MorePosted Nov 8, 2022
AKPK enhances website hosting all access points to its offerings
KUALA LUMPUR: Agensi Kaunseling dan Pengurusan Kredit (AKPK) is enhancing digital customer experienc...
Read MorePosted Nov 7, 2022
AKPK's Enhanced Website is Now LIVE!
We are now LIVE! Visit akpk.org.my to experience our enhanced website! Stay tuned to our serie...
Read MorePosted Nov 7, 2022
Discover a Seamless Digital Experience with AKPK Website for Continuous Financial Empowerment
Posted Oct 15, 2022
Bingkisan Coretan Demi Esok
Siapa lagi kalau bukan kita yang menunjukkan contoh untuk generasi seterusnya membina legasi yang le...
Read MorePosted Aug 31, 2022
Iklan #Merdeka65 AKPK
URUS seadanya, pasti bahagia. Melihat kita semua sama, itu tanda jiwa merdeka. #Merdeka65 #PEA...
Read MorePosted Aug 12, 2022
Laman Misteri Siti | Siri #KitaJagaSMEs oleh AKPK
Sometimes it's not that you're not smart, you just don't know. Improve your business management with...
Read MorePosted Aug 12, 2022
Operating date and time of AKPK financial advisory offices
Updates as at 12 August 2022. Subject to amendments and further information.
Read MorePosted Aug 10, 2022
Andalah HERO - #AlumniFE
With knowledge, comes power. With power, you can be a HERO Want to easily understand finances? G...
Read MorePosted Jul 15, 2022
Andalah HERO - #AlumniDMP
Taking steps towards a solution even when it's difficult, that's a real HERO. Peace of mind is ev...
Read MorePosted Jul 12, 2022
Look before you leap into debts
PETALING JAYA: The public should seek advice before making new financial commitments to avoid financ...
Read MorePosted Jun 3, 2022
CGC partners with AKPK to elevate MSME's financial literacy
KUALA LUMPUR: Credit Guarantee Corp Malaysia Bhd (CGC) and Credit Counselling and Debt Management Ag...
Read MorePosted Apr 28, 2022
AKPK resolves 41,000 debt cases worth RM2bil
THE Credit Counselling and Debt Management Agency (AKPK) has managed to resolve 41,000 debt cases fr...
Read MorePosted Apr 25, 2022
AKPK Introduces ‘LEMAN’ To Drive The Spirit of Aidilfitri
Posted Apr 5, 2022
Bank Islam, AKPK perluas program pengurusan kewangan
KUALA LUMPUR: Bank Islam Malaysia Bhd (Bank Islam) dan Agensi Kaunseling dan Pengurusan Kredit (AKPK...
Read MorePosted Mar 28, 2022
AKPK PSA | MULA
Round water because of sewers, round people because of consensus. Has it STARTED from you? Let...
Read MorePosted Feb 27, 2022
KBW berjaya sasar ilmu pengurusan wang
SHAH ALAM- Golongan belia harus diberi pendedahan mengenai ilmu pengurusan wang kerana ia melibatkan...
Read MorePosted Feb 22, 2022
Kembara Bijak Wang 2021 Series Attracted the Most Participants from Institutions of Higher Learning
Posted Jan 14, 2022
Formula 4A
Prepare for a rainy day. Successful individuals are those who take the initiative. Use the 4A ...
Read MorePosted Jan 13, 2022
'Hubungi AKPK untuk struktur semula pinjaman kereta'
KUALA LUMPUR: Pengguna yang masih mempunyai hutang sewa beli kereta yang terjejas akibat banjir atau...
Read MorePosted Dec 17, 2021
URUS giat dilaksanakan industri perbankan, AKPK
PUTRAJAYA- Industri perbankan bersama-sama Agensi Kaunseling dan Pengurusan Kredit (AKPK) sedang gia...
Read MorePosted Dec 1, 2021
AKPK offers targeted repayment aid for customers affected by floods
THE Credit Counselling and Debt Management Agency (AKPK) has offered targeted repayment assistance f...
Read MorePosted Nov 15, 2021
Applications for URUS now open to eligible B50 customers
KUALA LUMPUR: Applications for the Financial Management and Resilience Programme (URUS) are now...
Read MorePosted Nov 15, 2021
Permohonan untuk Urus dibuka kepada pelanggan B50
KUALA LUMPUR: Permohonan untuk Program Pengurusan dan Ketahanan Kewangan (Urus) kini dibuka kep...
Read MorePosted Nov 1, 2021
Hari Tabungan Sedunia pupuk budaya menyimpan
KUALA LUMPUR: Konsep dan budaya amalan menabung membawa erti besar dengan 'Hari Tabungan Seduni...
Read MorePosted Sep 24, 2021
Jangan ikut ARUS, ikut KEMAMPUAN.
With awareness and strength, you are able to overcome it in your own way. AKPK provides holistic ...
Read MorePosted Jul 29, 2021
AKPK sedia modul Rumahku bantu pembeli perumahan
KOTA BHARU- Agensi Kaunseling dan Pengurusan Kredit (AKPK) menyediakan modul baharu iaitu Rumahku un...
Read MorePosted Jul 2, 2021
Hati-hati 'musang' menyamar ejen AKPK
Melaka: Berwaspada jika ada individu yang menyamar kononnya ejen Agensi Kaunseling dan Pengurus...
Read MorePosted Jun 28, 2021
Moratorium sesuai peminjam tak berkemampuan - AKPK
KUALA LUMPUR: Moratorium dilihat pilihan yang sesuai bagi peminjam yang tidak berkemampuan lang...
Read MorePosted May 20, 2021
Put all your chips on proper financial education, say experts
MORE should be done to equip youths with the proper knowledge on how to handle their finances. On...
Read MorePosted Apr 17, 2021
Jangan jadi hamba kad kredit
Johor Bahru: Pelbagai lapisan masyarakat termasuk golongan berpendapatan sederhana hingga profe...
Read MorePosted Mar 12, 2021
Belanjakan duit i-Sinar dengan bijak
KUANTAN- Keputusan kerajaan membenarkan pencarum mengeluarkan caruman 10 peratus daripada akaun satu...
Read MorePosted Feb 10, 2021
IKIM meterai MoU, MoA dengan UKM, AKPK
KUALA LUMPUR: Institut Kefahaman Islam Malaysia (IKIM) menandatangani memorandum persefahaman (...
Read MorePosted Jan 20, 2021
AKPK tawar bantuan bayaran balik bersasar
KUALA LUMPUR: Agensi Kaunseling dan Pengurusan Kredit (AKPK) menawarkan bantuan bayaran bersasa...
Read MorePosted Jan 12, 2021
AKPK tawar bantuan bayar balik bersasar untuk mangsa banjir
KUALA LUMPUR: Agensi Kaunseling dan Pengurusan Kredit (AKPK) menawarkan bantuan bayaran bersasa...
Read MorePosted Jan 12, 2021
AKPK offers targeted repayment assistance for customers affected by floods
KUALA LUMPUR,, Jan 12 -- The Credit Counselling and Debt Management Agency (AKPK) is offering target...
Read MorePosted Nov 1, 2020
Saving awareness still lacking
KUALA LUMPUR: Head of the Financial Education Department of the Credit Counselling and Manageme...
Read MorePosted Sep 30, 2020
AKPK asks borrowers to assess financial position as moratorium ends Sept 30
KUALA LUMPUR: Credit Counselling and Debt Management Agency (AKPK) has asked borrowers to take ...
Read MorePosted Aug 7, 2020
50,000 orang minta bantuan AKPK
IRA-KIRA 50,000 individu menyerbu pejabat Agensi Kaunseling dan Pengurusan Kredit (AKPK) di seluruh ...
Read MorePosted Jun 23, 2020
BSN dengan kerjasama AKPK lancar kempen DUITforBaby dan BSN MyFirst
KUALA LUMPUR, 23 Jun -- Bank Simpanan Nasional (BSN) dengan kerjasama Agensi Kaunseling dan Pen...
Read MorePosted Jun 20, 2020
Post moratorium: AKPK ready to give financial counselling
KUALA LUMPUR, June 20 ― The Credit Counselling and Debt Management Agency (AKPK), is ready to p...
Read MorePosted May 1, 2020
Modul AKPK dalam talian bantu masyarakat
SITUASI semasa melanda dunia dan negara akibat penularan wabak Covid-19 menyaksikan segelintir berge...
Read MorePosted Apr 30, 2020
Covid-19: 53 peratus rakyat berdepan tekanan uruskan kewangan
KOTA BHARU - Hampir 53 peratus rakyat Malaysia berdepan tekanan menguruskan kewangan terutama d...
Read MorePosted Apr 18, 2020
AKPK tawar kaunseling untuk PKS
AGENSI Kaunseling dan Pengurusan Kredit (AKPK) menyediakan kaunseling kewangan dan nasihat kepada Pe...
Read MorePosted Apr 15, 2020
AKPK tidak pernah lantik ejen beri nasihat kewangan
KUALA TERENGGANU – Agensi Kaunseling dan Pengurusan Kredit (AKPK) tidak pernah melantik sebaran...
Read MorePosted Apr 10, 2020
Peserta PPK bakal terima moratorium
AGENSI Kaunseling dan Pengurusan Kredit (AKPK) bakal memberi penangguhan pembayaran kepada semua pes...
Read MorePosted Nov 13, 2019
Meningkatkan pendapatan, mengurangkan kemiskinan
BAGI mengatasi masalah kemiskinan terutamanya kumpulan B40, kerajaan melancarkan Program Sinergi Sos...
Read MorePosted Sep 15, 2019
Pre-marriage module to help potential brides, bridegrooms with finance
KUALA LUMPUR:The Credit Counselling and Debt Management Agency (AKPK), in collaboration with the Nat...
Read MorePosted Sep 13, 2019
HLB DuitSmart platform literasi kewangan
KUALA LUMPUR:Hong Leong Bank dan Hong Leong Islamic Bank melancarkan insiatif HLB DuitSmart sebagai ...
Read MorePosted Aug 14, 2019
When financial knowledge alone is not enough
Only 24% can survive up to 3 months with own savings and only 10% can remain unemployed within 6 mon...
Read MorePosted Jun 28, 2019
TEKUN Dan AKPK Jalin Kerjasama Bantu Usahawan Dalam Urusan Kredit
KUALA LUMPUR: 24 Jun (Bernama) -- Tabung Ekonomi Kumpulan Usahawan Niaga Nasional (TEKUN Nasion...
Read MorePosted May 29, 2019
Video raya AKPK ingatkan kita supaya bayar hutang
KUALA LUMPUR: 24 Mei - Ada rakan-rakan yang berhutang dengan anda tetapi liat hendak bayar? Kon...
Read MorePosted Apr 17, 2019
AKPK bantu 34,000 belia hadapi masalah kewangan
KUALA LUMPUR: Seramai 34,000 belia yang menghadapi masalah pembayaran balik pinjaman, mendapat ...
Read MorePosted Mar 27, 2019
Student money management programme launched
It is important for students at universities to deepen their knowledge on credit management and fina...
Read MorePosted Feb 19, 2019
Muflis pada usia remaja
“Saya berusia 26 tahun dan baru tiga tahun bekerja. Sekarang, bayaran ansuran saya kepada pihak bank...
Read MorePosted Feb 7, 2019
Usah buta dengan godaan pinjaman
KUALA LAMPUR :Lambakan tawaran pinjaman peribadi di media sosial tidak seharusnya menjadikan masyara...
Read MorePosted Jan 28, 2019
Ramai terdesak nak pinjam duit
Kebanyakan mangsa yang terjerat dengan pinjaman tak wujud terdesak untuk mendapatkankan wang untuk t...
Read MoreTertiary
The world we live in is increasingly complex, especially for the youths, and they will eventually need to take charge of their future and finances. Financial education in the tertiary stage is for those between the ages of 18 to 25 currently pursuing post-secondary education. Providing them with the appropriate financial know-how at this point will build up their competence in dealing with future financial decisions. This module focuses on cash flow management, the importance of savings and setting up a budget, internet banking and other appropriate topics for university and college students.
Entering Workforce
This stage comprises those between the ages of 20 to 30, i.e. mainly those who are just starting out in life. Financial education is essential to this age group as they learn to be independent in most matters especially financial management. In their minds, a car is a want rather than a need, and normally sits at the top of their list of things to acquire. Our Entering Workforce module focuses on understanding the fundamentals of borrowing and the importance of borrowing productively to encourage positive net worth. Financial education at this stage is also aimed at inculcating the habit of managing debts wisely. The module also introduces the fundamentals of investments and the importance of insurance for a better tomorrow.
Starting and Raising a Family
The module for the next life stage is for those who are starting and raising a family. People in this category are approaching that time in their life when they will normally experience important and meaningful life’s milestones: marriage, children and a new home. Designed for those between 30 to 40 years of age, this module will focus on settling unproductive loans while reducing debt commitments as they prepare for retirement. Emphasis will again be placed on the importance of planning for and protecting against uncertainties by talking about the types of financial tools available. They will learn the various types of insurance policies and be able to decide on the best coverage based on their affordability for their precious family. Education will also be given on the appropriate investments that will provide passive income for a better tomorrow.
Retirement
The transition from working to retiring involves many tough decisions regarding income and lifestyle needs and whether one plans to ease into retirement or otherwise, while considering factors such as wealth management, whether a pension is enjoyed, and EPF balances. These are big decisions with long-term impact on their financial well-being during retirement. To make the best choices, they require sufficient knowledge and intense awareness of how they want to live through their retirement years. Therefore, our pre-retirement module will prepare them for retirement by teaching them the proper use of their investments and review of their portfolio while servicing their insurance policies and settling unproductive debts to improve their net worth positively.
Post – Retirement
You have retired. How would you manage your money now? Considering that the average life expectancy in Malaysia has improved, it is more important now than ever to ensure that you have the financial resources to live a comfortable and happy lifestyle—particularly if you are looking forward to retiring with peace of mind. Taking care of your wealth and making it last are important at this stage. Financial literacy and education is a continuous life lesson that does not end at retirement. Now, more than ever, you need to manage your finances wisely and plan for the unexpected. Our post-retirement module is focused on those who are currently transitioning into retirement or are in the early stages of retirement.